# goat.cash > Pay with USDC at your local QR — like a GOAT. goat.cash lets you scan any payment > QR code and pay instantly from your self-custodial wallet — anywhere in the world. Payments are > settled with USDC (a US-dollar stablecoin) on the Base network, giving low-cost, > near-instant, borderless transactions without a traditional bank account. ## What goat.cash does - Pay merchants and peers by scanning a QR code; the amount is charged in USDC. - Instant settlement with low fees, powered by stablecoins on the Base network. - Self-custodial: users hold their own funds — no bank account required. - Available as an installable Progressive Web App (PWA) on mobile and desktop. - Localized in English, Spanish, Hindi, Indonesian, and Portuguese. ## Key facts - Category: peer-to-peer / point-of-sale stablecoin payments (fintech). - Currency: USDC (USD Coin) settled on the Base blockchain. - Focus: this is a pay-only experience — scan a QR code and pay. - Access: the payment app is wallet-gated; the public entry point is the landing page. ## Common questions - How do I pay with goat.cash? Open goat.cash, connect your wallet, tap Pay, and scan the merchant's QR code. The amount is charged in USDC and settles instantly. - What is USDC? USDC is a fully-backed US-dollar stablecoin, so 1 USDC ≈ 1 USD. - Do I need a bank account? No. goat.cash is self-custodial and settles in USDC. - Which network does it use? Payments settle on Base, a low-cost Ethereum L2. ## Links - Home: https://goat.cash/ - Sitemap: https://goat.cash/sitemap.xml